23–27 November 2026

One conversation, running for five days across the banking agenda

Banking Frontier 2026 is a 5-day summit in Amsterdam. One theme per day, 67 published contributors, one venue: Holiday Inn Amsterdam — Arena Towers. This page follows that line from the first morning to the last, and sends every action to the organiser’s own site.

Where the week sits

Holiday Inn Amsterdam — Arena Towers

Hoogoorddreef 66a, 1101 BE Amsterdam, Netherlands

Bijlmer ArenA · 4-min walk · Central European Time (CET)

Why these five themes, in this order

The organiser has not scattered topics across the week. Day one starts with the AI-native bank and the governance that has to come with it. Day two moves to who you are dealing with — identity, fraud and cyber resilience. Day three follows the money itself. Day four is about the customer and the platform that reaches them. Day five looks past the current cycle to 2027–2030.

That ordering is the reason this page is written as one continuous line rather than five separate brochures. Below, each theme keeps its own interval, with the people the organiser has published for that day beside it.

AI & Trusted Finance — AI-native banking, governance, model risk, data foundations, and the path from pilots to enterprise value. (23 November 2026)
Identity & Cyber Resilience — Digital identity, fraud prevention, authentication, cyber resilience, and real-time trust across banking journeys. (24 November 2026)
Payments & Digital Assets — Instant payments, wallets, tokenization, Open Finance, digital assets, and the future of money movement. (25 November 2026)
Customer Growth & Platform Banking — Omnichannel journeys, AI-assisted service, smart branches, SME banking, and platform-based growth. (26 November 2026)
Future-Proofing Banking 2027–2030 — Post-quantum readiness, sovereign AI, and the technologies shaping banking to 2030. (27 November 2026)

Five intervals, five sets of people

Each interval below shows the theme, then contributors the organiser lists on that specific day — never a portrait wall detached from the programme.

23 November 2026

AI & Trusted Finance

AI-native banking, governance, model risk, data foundations, and the path from pilots to enterprise value.

15 contributors are published for this day. The organiser holds the timed running order on the official agenda.

Registration, welcome coffee & executive networking Badge collection, event app access, room orientation. Curated introductions between banks, fintechs and strategic partners.
08:30–09:00
Listed for 23 November 2026
AI governance & model risk
09:00–09:30
Rita Gnutti · Head of Internal Validation and Controls · Intesa Sanpaolo · Italy
Listed for 23 November 2026
AI governance with a special emphasis on Agentic Systems
09:00–09:30
Oliver Maspfuhl · Head of Anti Financial Crime Modelling Germany & EMEA · Deutsche Bank · Germany
Listed for 23 November 2026

24 November 2026

Identity & Cyber Resilience

Digital identity, fraud prevention, authentication, cyber resilience, and real-time trust across banking journeys.

16 contributors are published for this day. The organiser holds the timed running order on the official agenda.

Chairperson opening Frame the day around identity, cyber resilience and real-time trust. Highlight key questions for senior banking, risk and security leaders.
08:45–09:00
Listed for 24 November 2026
Corporate digital identity management
09:00–09:30
Stephan Wolf · Chair of the Board · Verifiable.Trade Foundation · Germany
Listed for 24 November 2026
Digital trust in AI-led banking · risk, audit and cyber oversight at board level
09:30–10:00
Dr. Björn Lenzmann · Member of The Supervisory Board · DenizBank · Turkey
Listed for 24 November 2026

25 November 2026

Payments & Digital Assets

Instant payments, wallets, tokenization, Open Finance, digital assets, and the future of money movement.

20 contributors are published for this day. The organiser holds the timed running order on the official agenda.

Chairperson opening
08:45–09:00
Listed for 25 November 2026
Instant payments and interoperability
09:00–09:30
Domenico Scaffidi · CEO & Founder · DS Payments Ltd · UK
Listed for 25 November 2026
The new payments landscape · instant, interoperable, invisible and built on trust
09:00–09:30
Paul Walvik-Joynt · VP Commercialization Real-Time Payments · Mastercard · Norway
Listed for 25 November 2026

26 November 2026

Customer Growth & Platform Banking

Omnichannel journeys, AI-assisted service, smart branches, SME banking, and platform-based growth.

23 contributors are published for this day. The organiser holds the timed running order on the official agenda.

Chairperson opening Frame the day around customer growth and platform scale. Set priorities for retail, digital and transformation leaders.
08:45–09:00
Listed for 26 November 2026
Human-AI banking experience
09:00–09:30
Rudolf Stefanich · Lead UX Researcher · Bitpanda · Austria
Listed for 26 November 2026
AI-augmented service and product-led banking at scale
09:00–09:30
Speaker TBC
Listed for 26 November 2026

27 November 2026

Future-Proofing Banking 2027–2030

Post-quantum readiness, sovereign AI, and the technologies shaping banking to 2030.

17 contributors are published for this day. The organiser holds the timed running order on the official agenda.

Chairperson opening Frame the final day around 2027–2030 strategic priorities. Link systemic risk, regulation, technology and board decision-making.
08:45–09:00
Listed for 27 November 2026
Systemic Risk in European Banking 2027–2030: Geopolitics, AI and Structural Vulnerabilities
09:00–09:30
Ulf Holmberg · Functional Lead and Senior Analyst · Swedbank · Sweden
Listed for 27 November 2026
Preparing banks for systemic threats: cyber, geopolitical disruption and operational concentration risk
09:00–09:30
Naji Freiha · Risk Appetite, Strategy and Governance · Konsilium · France
Listed for 27 November 2026

The complete roster of 67 speakers on the official site

The five days in full

49 published entries across 5 days, in two rooms: Main Stage (Room A · strategy) and Innovation & Implementation (Room B · delivery). Each day expands to the complete published list.

23 November 2026 — AI & Trusted Finance

The organiser opens registration at 08:30 and starts the programme at 09:00; the day closes with networking reception ends 15:45. AI-native banking, governance, model risk, data foundations, and the path from pilots to enterprise value.

Everyone published for 23 November 2026 (15)

Registration, welcome coffee & executive networking Badge collection, event app access, room orientation. Curated introductions between banks, fintechs and strategic partners. — 08:30–09:00,
AI governance & model risk — 09:00–09:30, Rita Gnutti · Head of Internal Validation and Controls · Intesa Sanpaolo · Italy
AI governance with a special emphasis on Agentic Systems — 09:00–09:30, Oliver Maspfuhl · Head of Anti Financial Crime Modelling Germany & EMEA · Deutsche Bank · Germany
Data, AI enablement & intelligent automation for bank operations — 09:30–10:00, Gladson Baby · VP & Director of Data & AI Enablement · Fifth Third Bank · US
Scaling AI responsibly: leadership playbook for AI risk & compliance — 10:00–10:30, Frans Vanbruggen · Werkgebied Lead · AI Coalitie 4 Nederland (AIC4NL) · Netherlands
AI Governance: mitigating the risks of AI to unlock its true value — 10:00–10:30, Dr. Paul Dongha · Head of Responsible AI & AI Strategy · NatWest Group · UK
AI-driven banking by 2030: from transformation ambition to measurable execution — 10:30–11:00, Alina Timofeeva · Managing Partner — AI, Data & Digital Transformation · Saudi Arabia
From Process Scans to Scalable Execution: Building Human & Machine Operating Models — 10:30–11:00, Zsofia Kovacs · Efficiency Advisor, Group Organisation & Operations · KBC Bank & Verzekering · Belgium
Networking break Refreshments, peer exchange, targeted 1:1 meetings. Preparation for AI operating-model sessions. — 11:00–11:30,
Case study: AI & machine learning in operations and fraud detection — 12:00–12:30, Hassan Omidi Firouzi · VP, Applied AI ML Lead · JPMorgan Chase & Co. · US
Human resilience in AI-driven banking — 12:30–13:00, Dilek Süzal · Leadership Coach · BetterUp · Austria
Credit risk management, related modelling and stress testing in an era of trade wars: the AI solution — 12:30–13:00, Ramesh Gopal · Chief Risk Officer UAE & Saudi · Deutsche Bank · UAE
Networking lunch Hosted lunch with speaker and delegate introductions. Informal discussions around AI adoption, operations and governance. — 13:00–14:00,
Afternoon panel discussions Multi-bank panels on AI scaling, governance, and human resilience across both rooms. — 14:00–15:15,
Networking reception Day 1 closes with informal networking and partner meetings. — 15:15–15:45,

24 November 2026 — Identity & Cyber Resilience

The organiser opens registration at 08:45 and starts the programme at 09:00; the day closes with networking reception ends 15:30. Digital identity, fraud prevention, authentication, cyber resilience, and real-time trust across banking journeys.

Everyone published for 24 November 2026 (16)

Chairperson opening Frame the day around identity, cyber resilience and real-time trust. Highlight key questions for senior banking, risk and security leaders. — 08:45–09:00,
Corporate digital identity management — 09:00–09:30, Stephan Wolf · Chair of the Board · Verifiable.Trade Foundation · Germany
Digital trust in AI-led banking · risk, audit and cyber oversight at board level — 09:30–10:00, Dr. Björn Lenzmann · Member of The Supervisory Board · DenizBank · Turkey
User centricity in cybersecurity · UX research and behavioural science — 09:30–10:00, Nazima Kadir · Global Head of UX: Cybersecurity · J.P. Morgan · UK
Custody, governance and operational controls for digital assets — 10:00–10:30, Lubin Reyes · Founder and CEO · Custodial Management Solutions Ltd · UK
Continuous identity assurance — 10:00–10:30, Zafer Ergezen · Practice Lead/Director — KYC, CDD & Onboarding · GarantiBank International NV · Netherlands
Networking break Coffee and 1:1 meetings. Peer exchange on digital identity, cyber and fraud priorities. — 10:30–11:00,
Cloud resilience and concentration risk in regulated banking — 11:00–11:30, Eran Goldman Malka · Cloud Security Manager · European Depositary Bank SA · Luxembourg
Navigating AI, Operational Resilience and Regulatory Evolution (DORA) — 11:00–11:30, Ricardo Galvao · ICT Risk, Processes & Quality · NOVO BANCO · Portugal
Fraud accountability: governance, liability and customer-protection controls — 11:30–12:00, Ezra Dulberg · Associate Director · BDO UK · UK
From compliance cost to competitive advantage: trusted organisational identity — 12:00–12:30, Alexandre Kech · Executive · GLEIF · Germany
From compliance cost to competitive advantage · in practice — 12:30–13:00, Ines Gensinger · Head of Global Corporate Communications · GLEIF · Germany
Case study: DLT and its influence on payments and bank operating models — 12:30–13:00, Ishtiaq Ahmed · Senior Manager, Strategic Revenue Development · HSBC · UK
Networking lunch Identity, fraud and cyber specialists. Discussion on bank readiness for wallets, passkeys and cyber resilience. — 13:00–14:00,
Afternoon panel: DORA, AMLA & the future of digital trust Multi-bank panel on regulatory readiness, fraud accountability and DLT trust frameworks. — 14:00–15:00,
Networking reception Day 2 closes. — 15:00–15:30,

25 November 2026 — Payments & Digital Assets

The organiser opens registration at 08:45 and starts the programme at 09:00; the day closes with networking reception ends 16:30. Instant payments, wallets, tokenization, Open Finance, digital assets, and the future of money movement.

Everyone published for 25 November 2026 (20)

Chairperson opening — 08:45–09:00,
Instant payments and interoperability — 09:00–09:30, Domenico Scaffidi · CEO & Founder · DS Payments Ltd · UK
The new payments landscape · instant, interoperable, invisible and built on trust — 09:00–09:30, Paul Walvik-Joynt · VP Commercialization Real-Time Payments · Mastercard · Norway
Digital wallets and biometric payments · customer experience and secure authentication — 09:30–10:00, Mihai Draghici · Founder & CEO · PayByFace · Romania
Moving Money — how banks think · the new role of the Chief Payment Officer — 10:00–10:30, Viktoria Soltesz · Founder · PSP Angels · Cyprus
Open Finance and financial-institution growth · emerging markets, innovation and scale — 10:30–11:00, Ara Sargsyan · Head of Financial Institutions Division · Ameriabank · Armenia
Case study: Open Finance · practical lessons and implementation insights — 10:30–11:00, Kazim Oguz · SVP, Digital Channels and Open Banking · DenizBank · Turkey
Networking break Peer exchange on instant payments, wallets and Open Finance. — 11:00–11:30,
Open Finance strategy · data access and commercial ecosystem design — 11:30–12:00, JP Fabri · Founding Partner · Seed · Malta
Corporate payment business: PSD3 · instant payments and fraud accountability — 12:00–12:30, Ulrich Loof · Senior Expert Transaction Management · DZ BANK AG · Germany
A2A payments and European scale · growth, adoption and cross-border reach — 12:00–12:30, Arash Marandi · Business and Operations · Zaver · Sweden
Future of digital wallets · bank readiness and customer expectations — 12:15–12:45, Sadik Bas · EVP, Marketing Portfolio Management & Digital Products · Garanti BBVA · Turkey
Digital wallets · product design, use cases and ecosystem integration — 12:15–12:45, Yodaly Sierra · Founder & CEO · Eco2wallet · UK
Networking lunch Payments, wallets and digital-asset leaders. Discussion on digital euro, A2A and tokenization. — 13:00–14:00,
Wallet risk, payment controls and customer trust at scale — 13:45–14:15, Vaida Saltenyte · Head of Payments Relations · CXM · Cyprus
Future payments landscape · European finance — market outlook and ecosystem implications — 13:45–14:15, Victor Rivera · Managing Director and Co-Founder · Aluna Partners · UK
Tokenization infrastructure · architecture, rails and future payments landscape — 14:15–14:45, Thomas Langbein · Chief Commercial Officer · Trever · Germany
Case study: Future payments landscape · regional insights and commercial adoption — 14:45–15:15, Wendy Delmar · CEO · Caribbean Association of Banks · Saint Lucia
Tokenized market infrastructure · regulated FMI and operating models — 14:45–15:15, Kathrin Fortmann · Strategic Partnerships Manager · BX Digital · Switzerland
Networking reception Day 3 closes. — 15:30–16:30,

26 November 2026 — Customer Growth & Platform Banking

The organiser opens registration at 08:45 and starts the programme at 09:00; the day closes with networking reception (see live agenda). Omnichannel journeys, AI-assisted service, smart branches, SME banking, and platform-based growth.

Everyone published for 26 November 2026 (23)

Chairperson opening Frame the day around customer growth and platform scale. Set priorities for retail, digital and transformation leaders. — 08:45–09:00,
Human-AI banking experience — 09:00–09:30, Rudolf Stefanich · Lead UX Researcher · Bitpanda · Austria
AI-augmented service and product-led banking at scale — 09:00–09:30, Speaker TBC
Present and Future of Digital Transformation in Islamic Banking — 09:30–10:00, Wan Halim · Head of Shariah Governance (Global) · Crédit Agricole CIB · UAE
Omnichannel banking leadership and customer growth in Czech and regional banking — 09:30–10:00, Tomas Reytt · Chief Sales Officer · mBank CZ · Czech Republic
Lithuanian credit union model: data analysis plus human touch in lending — 10:00–10:30, Mantas Janavicius · Member of the Management Board · Investuotoju asociacija · Lithuania
No-touch banking and mesh-up finance for non-financial customer pools — 10:00–10:30, Wolfgang Strobel · Managing Director · Investigence GmbH · Germany
Networking break Peer exchange on customer experience, branch transformation and AI service. — 10:30–11:00,
Micro-SME growth, digital SME banking and financial inclusion — 11:00–11:30, Mohammad Jakirul Islam · EVP, Head of Strategy, Innovation and New Business · BRAC Bank · Bangladesh
Micro-SME banking growth and digital onboarding for entrepreneurs — 11:00–11:30, Istvan Fetter · Head of Small Business Segment Management · CIB Bank · Hungary
Impact investing, sustainable finance and customer value in the next banking cycle — 11:30–12:00, Caroline Philippe · Senior Investment Manager — Stellar Impact · BNP Paribas · Belgium
The AI-Native Bank: Building Intelligent Financial Ecosystems for the Age of AI Agents — 11:30–12:00, Itir Aydogan · Ecosystem Banking and Innovation Director · Yapı Kredi · Turkey
Case study: Open Banking 2.0 and SME digital transformation through Z-Transformation — 12:00–12:30, Ender Aydin · Digital Solutions Manager · Ziraat Bankası · Turkey
How European banks are retooling for platform scale — 12:00–12:30, Margus Simson · Chief Digital Officer · Komerční banka · Czechia
Networking lunch Focused on customer growth and platform transformation. Meetings with retail, SME and digital banking leaders. — 13:00–14:00,
Stress-aware banking journeys — 13:45–14:15, Justin Pesch · Senior Sales Manager · PAIR Finance · Netherlands
Credit risk management and stress testing in an era of trade wars · the AI solution — 13:45–14:15, Ramesh Gopal · Chief Risk Officer UAE & Saudi · Deutsche Bank · UAE
Case study: AI in compliance, AI governance and Digital Fraud — 14:15–14:45, Stefan Moser · Head Group Compliance & Operational Risk · VP Bank AG · Austria
Case study: Agile banking transformation — 14:15–14:45, Davor Gašparac · Senior Program Manager, BA Chapter Lead & Agile Coach · Erste Digital · Austria
Case study: Platform-scale banking — 14:45–15:15, Fabio Turel · Information Technology Strategy Manager · Generali · Switzerland
Customer growth meetings and platform demos — 14:45–15:15,
Afternoon panel: Platform-scale banking, Open Finance & agile customer transformation Fabio Turel · Ender Aydin · Kazim Oguz · Davor Gašparac. — 15:15–16:00,
Networking reception Day 4 closes. — 16:00–16:30,

27 November 2026 — Future-Proofing Banking 2027–2030

The organiser opens registration at 08:45 and starts the programme at 09:00; the day closes with farewell coffee ends 15:45. Post-quantum readiness, sovereign AI, and the technologies shaping banking to 2030.

Everyone published for 27 November 2026 (17)

Chairperson opening Frame the final day around 2027–2030 strategic priorities. Link systemic risk, regulation, technology and board decision-making. — 08:45–09:00,
Systemic Risk in European Banking 2027–2030: Geopolitics, AI and Structural Vulnerabilities — 09:00–09:30, Ulf Holmberg · Functional Lead and Senior Analyst · Swedbank · Sweden
Preparing banks for systemic threats: cyber, geopolitical disruption and operational concentration risk — 09:00–09:30, Naji Freiha · Risk Appetite, Strategy and Governance · Konsilium · France
Systemic threats and stress testing · post-quantum readiness — 09:30–10:00, Christoffer Kok · Head of Division, Stress Test Experts · European Central Bank · Germany
Payment systems regulation, consumer protection and future payment rails — 09:30–10:00, Jayne Godfrey · Payment Systems Regulator · UK
2027 regulatory radar: AML, supervisory readiness, governance and EU regulatory developments — 10:00–10:30, Xenia Neofytou · Managing Director · CX Financia · Cyprus
Networking break Peer exchange on systemic risk, quantum readiness and regulation. — 10:30–11:00,
Case study: AMLR/AMLA transition and changing supervisory expectations — 11:00–11:30, Speaker TBC
Moving Money · payment education and market adoption in the next payments cycle — 11:30–12:00, Manuela Zuluaga · Marketing & Digital Specialist · The Soltesz Institute · Italy
Evolution of regulatory framework in the digital asset industry: VASPs, crypto AML and cross-border risk — 12:00–12:30, Jese Medina Gutierrez · CDD Onboarding Manager · Tether.to · Spain
Open finance, AI transformation and digital assets · tech radar — 12:00–12:30, Tanja Imamovic · Digital Transformation & Technology Strategist · Raiffeisen Bank International · Austria
Networking lunch Regulatory, risk and technology leaders. Discussion on digital euro, AMLA and cyber resilience. — 12:30–13:30,
Future payments and cards: real-time access, transaction handling and service design — 13:30–14:00, Michał Niwiński · Co-founder and CTO · SoftwarePlant · Poland
Payment innovation through an investment and market-readiness lens — 13:30–14:00, Stefano Sciacca · Managing Director · Aluna Partners · UK
Afternoon panel: AMLA transition, AI compliance, wallets, risk, payments and tokenization Stefan Moser (VP Bank AG) · Vaida Saltenyte (CXM). — 14:00–14:45,
Closing plenary: Future-proofing European banking Strategic synthesis of the week's key themes and priorities for European banking 2027–2030. — 14:45–15:15,
Farewell coffee Final delegate conversations and speaker follow-up meetings. — 15:15–15:45,

Official agenda with session times

Taking part

In person, in Amsterdam

€2,999

All 5 days at Holiday Inn Amsterdam — Arena Towers, Hoogoorddreef 66a, 1101 BE Amsterdam, Netherlands. Registration desk: Ground floor lobby, signposted on arrival. Step-free access is described by the organiser as: Step-free access; accessible WCs on every floor.

Online

€2,390

All 5 days delivered remotely, on Central European Time (CET). The organiser describes it as virtual delegate access with live stream and recordings.

Observed on the live /register page 2026-09-07. Always link to the official register page; never take payment. No booking, payment or reservation happens on this page.

Organisations represented in the programme

Speakers on the published roster come from 62 organisations across 31 countries. These marks show where listed speakers work. They do not indicate sponsorship, partnership or endorsement.

AIC4NL
Ameriabank
BetterUp
Bitpanda
BNP Paribas
BRAC Bank
CIB Bank
Citi
Credit Agricole CIB
DenizBank
Deutsche Bank
DZ BANK
Erste Digital
European Central Bank
Fifth Third Bank
Garanti BBVA

Getting there, and the questions that follow

Illustrated map of central Amsterdam showing Centraal Station, Dam Square, Rijksmuseum and Vondelpark — Illustrated orientation map of central Amsterdam published by the organiser. It shows the city centre, not the summit venue, which is in Bijlmer ArenA to the south-east.

Venue: Holiday Inn Amsterdam — Arena Towers
Address: Hoogoorddreef 66a, 1101 BE Amsterdam, Netherlands
Nearest station: Bijlmer ArenA · 4-min walk
From the airport: Train Schiphol → Bijlmer ArenA, approx. 15 min
Parking: P1 ArenA · paid, on-site
Accessibility: Step-free access; accessible WCs on every floor

What time does each day run?

Monday 23 November: registration 08:30, start 09:00, Networking reception ends 15:45
Tuesday 24 November: registration 08:45, start 09:00, Networking reception ends 15:30
Wednesday 25 November: registration 08:45, start 09:00, Networking reception ends 16:30
Thursday 26 November: registration 08:45, start 09:00, Networking reception (see live agenda)
Friday 27 November: registration 08:45, start 09:00, Farewell coffee ends 15:45

Why are individual session times missing here?

The organiser’s day pages publish the theme and the contributors, not a timed running order. Inventing times would be a fabrication, so this page links to the official agenda instead.

Is registration handled here?

No. Registration, payment and invoicing are handled by Zenith-Energie International s.r.o. on the official registration page.

Organiser and official routes

Legal identity

Zenith-Energie International s.r.o.

Rezlerova 273/74, Petrovice, 109 00 Praha, Czechia

Company ID 02354357 · VAT CZ02354357

Contact

info@group-zenith.com

+420 778 647 921

Mon–Fri 09:00–17:00 CET

Official pages

This page is an information page about Banking Frontier 2026. Registration, payment and all official enquiries are handled by the organiser on the official event site.